13 Insurance Underwriter Resume Examples for 2025

Creating a strong resume for an insurance underwriter position is crucial. This article will show you proven resume examples and offer strategic advice tailored to the industry. You will learn key elements to include, like relevant experience and technical skills. Follow our tips to improve your resume and increase your chances of landing a job.

  Compiled and approved by Liz Bowen
  Last updated on See history of changes

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At a Glance

Here's what we see in the best resumes for insurance underwriters.

  • Results With Numbers: Show your impact using numbers. Common metrics include increase in policy approvals, reduced risk exposure, lower claims ratio, and enhanced premium income.

  • Include Job-specific Skills: Include skills on your resume that you have and are mentioned on the job description. Some popular ones are risk analysis, premium calculation, underwriting software, compliance knowledge, and loss control. But don't include all of them, choose the ones you have and are mentioned in the JD.

  • Quantitative Evaluation: Employers value analytical ability. Use phrases like data-driven decisions and quantitative assessment techniques to highlight these strengths.

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Position your education smartly

As an underwriting professional, where you place your education on your resume can make a big difference. If you recently finished a relevant degree or certification, put this at the top of your resume. This shows you are up to date with the latest industry knowledge and skills. Courses related to finance, risk management, or business are good examples. For those with a solid work history, your education can follow your experience section.

Your most applicable education should be easy for hiring managers to find. Include degrees pertinent to insurance underwriting, such as actuarial science or economics. If you have certifications like Chartered Property Casualty Underwriter (CPCU), these can strengthen your position as a knowledgeable candidate. Remember to keep it simple and clear for managers to see your qualifications quickly.

Highlight analytical skills

Highlight your analytical skills by showcasing any experience with data analysis or software used in insurance underwriting. This is important as it shows your ability to evaluate risk and make decisions on insurance policies.

Include instances where your analysis led to successful outcomes, such as reduced loss ratios or improved client satisfaction. This provides proof of your expertise in the field.

Ideal resume length

Keep your resume short and focused. If you are beginning your career in underwriting or have less than 10 years of experience, aim for a single page. This helps you highlight your most relevant qualifications. Showcase your knowledge in risk assessment and decision-making skills upfront. Remember, it's not just about the length, but about presenting your best and most pertinent skills and experiences quickly.

For those with extensive underwriting experience or advanced positions, two pages are acceptable to cover your depth of experience. On the first page, prioritize details like your most recent role, significant achievements, and specialized underwriting skills. Insurance underwriting involves analysis and precision, a well-organized and concise resume reflects those qualities in you. Avoid tiny fonts and margins. Clarity matters more than squeezing in less critical information.

Certifications and training

Mention any industry-specific certifications like Chartered Property Casualty Underwriter (CPCU) or Associate in Commercial Underwriting (AU). These certifications show specialized knowledge and commitment to the field.

Include any ongoing training or professional development courses related to risk assessment or insurance law. This indicates your continuous effort to stay updated in the industry.

Understanding resume screeners

When applying for jobs, it's key to know how resume screeners work. These systems, called Applicant Tracking Systems (ATS), sort and rank your resume. They compare your resume to the job description to see if you're a good fit. To get through the ATS, you need to match your resume to what the job asks for.

Here are a few tips for insurance underwriting roles:

  • Use keywords like 'risk assessment' and 'policy analysis' that align with the skills of underwriting insurance. Find these in the job post and include them naturally in your resume.
  • Show your familiarity with underwriting software. Mention any specific programs you've used, such as 'Guidewire' or 'Zurich Risk Advisor'.

Remember to keep your resume format simple. Fancy designs can confuse the ATS. Stick to text and avoid images or graphics.

Match your skills to the role

You need to show you're a good fit for an underwriter role. Look closely at the job description. Use similar words and phrases to explain your skills. This makes it clear you have the right experience.

  • Review job listings for key tasks and software used in underwriting. Include your experience with these in your resume, such as risk analysis or premium calculation.
  • If you have worked with specific types of insurance policies (like commercial or health insurance), detail this to show relevant expertise.
  • Show your decision-making skills by listing occasions when you assessed and managed risk, such as approving policies within your underwriting authority.

Essential skills for underwriting

When crafting your resume, include specific skills that show you are a good fit for an insurance underwriter role. Your skills section should highlight your technical expertise in this field. Here are some key skills you might consider:

  • Risk assessment
  • Financial analysis
  • Data interpretation
  • Insurance policy knowledge
  • Regulatory compliance
  • Decision-making
  • Attention to detail
  • Statistical analysis
  • Knowledge of underwriting software
  • Understanding of insurance law

Include these skills in a dedicated section on your resume. This helps automated tracking systems (ATS) used by many companies to recognize your qualifications. ATS can filter resumes based on specific skills, so including them can help your resume get noticed.

Remember, you do not need to include all these skills. Choose those that best match your experience and the job you want. For instance, if you specialize in life insurance, stress your knowledge in related areas. If you work more with property and casualty, focus on those relevant skills. This tailored approach will show employers that your skills are a good match for their specific needs.

Show leadership and growth

When you apply for a job as an insurance underwriter, showing evidence of leadership and promotions can set you apart. Employers look for candidates who can take charge and grow in their roles. Think about your work experience and find times when you had more responsibility or helped lead a team.

Here are some ways you can show your growth:

  • Detail any projects where you led a team, even if it was small. For example, 'Led a team of three in analyzing risk factors for high-value property insurance cases.'
  • Highlight promotions by listing your job titles in order, showing your rise in the ranks. For example, 'Promoted from junior underwriter to senior underwriter in two years due to strong performance and leadership in complex risk assessments.'

Remember to include numbers if you can, like how much you helped the company save or by what percentage you improved efficiency. This can be through actions like streamlining the underwriting process or implementing new software that improved accuracy.

Quantify your impact

Using numbers to show your impact helps employers see the value you've added to past roles. It's vital in underwriting, where decisions are data-driven and results-oriented. When you're unsure about exact figures, think through your experience to estimate the impact.

  • Highlight how many applications you've reviewed to showcase your ability to handle a significant workload.
  • Include the value of policies you've underwritten to demonstrate the level of trust and responsibility placed in you.
  • Show how you've improved efficiency by stating the percentage reduction in processing time for applications.
  • Mention any increase in customer satisfaction scores due to your thorough risk assessments and clear communication.
  • Point out if you've been part of a team that grew the business by adding the percentage of portfolio growth you contributed to.
  • Detail any cost savings achieved by your recommendations on risk management and mitigation.
  • Share the number of training sessions you've led or participated in, emphasizing your commitment to continuous improvement.
  • Discuss the reduction in claims due to your accurate underwriting decisions.

Remember, even estimated numbers can significantly strengthen your resume, as they provide a tangible measure of your professional abilities and achievements.

Showcase leadership growth

When you want to make your resume stand out, it's key to show how you have grown in your role. If you have moved up or led a team, this tells employers you are ready for responsibility.

  • Include any roles where you were in charge of a project or a team. For example, 'Led a team of junior underwriters in complex risk assessments and policy renewals, resulting in a 15% increase in efficiency.'
  • Highlight any promotions by showing your job title changes over time within the same company. You can list these in your work history. An example is 'Promoted from underwriting assistant to underwriter within two years, demonstrating strong risk evaluation skills.'

Think about times when you had to make decisions or guide others. Even if you were not a manager, you can still show leadership. Look for examples like 'Chosen to train new staff' or 'Headed the transition to a new risk assessment system.' These show you can lead and take on more tasks.

Show leadership and growth

When applying for insurance underwriting positions, showing your growth and leadership skills can be a key asset. If you've advanced in your career, make sure to highlight this on your resume.

  • Include any titles or roles that show you've moved up, such as 'Senior Underwriter' or 'Team Lead for Risk Assessment'. These titles suggest you've earned trust and taken on more responsibility.
  • List any projects or teams you've led. For instance, 'Managed a team of junior underwriters' or 'Led a project to streamline risk evaluation processes'. These points show you can guide others and improve operations.

Think about any committees or groups you have been a part of at work. Even if you're unsure about your leadership experiences, consider times you've trained new staff or when you were the point person for a complex account. These instances can demonstrate your leadership abilities.

Tailoring resumes for company size

When you apply for underwriter positions, consider the company size. For larger firms like AIG or Liberty Mutual, focus on your ability to manage significant risk portfolios. Show your understanding of complex regulatory environments. You might include phrases like 'experienced in high-volume risk assessment' or 'proficient in navigating industry regulations.'

For smaller companies or startups, such as Lemonade or Metromile, highlight your adaptability and hands-on experience. Smaller firms value direct involvement, so use phrases like 'adept at personalized risk solutions' or 'skilled in collaborative risk evaluation.' Remember to keep your language simple and your sentences short, to ensure your message is clear.

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