14 Underwriter Resume Examples for 2024

Crafting a resume as an underwriter calls for a blend of precision and clarity. This write-up lays out successful samples and offers straightforward tips on presenting your skills and experience. Expect insights on emphasizing risk assessment prowess and showcasing a track record in financial evaluation. This guidance is tailored to help you create a document that articulates your industry-specific competencies effectively.

  Compiled and approved by Liz Bowen
  Last updated on See history of changes

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At a Glance

Here's what we see in standout underwriter resumes.

  • Showing Impact With Numbers: The best resumes show clear results. They include how much money was saved, how many policies were underwritten, how much efficiency was improved, and risk levels reduced. Examples include saved $500K annually, 300+ policies underwritten, improved efficiency by 20%, reduced risk by 15%.

  • Match Skills To The Job Description: Include skills on your resume that match the job description. Some popular ones for underwriters are risk assessment, financial analysis, regulatory compliance, data interpretation, and insurance software. Choose the skills you have that are also in the job description.

  • Current Industry Trends: Know the latest trends and technologies in underwriting. Being familiar with automated underwriting systems shows you're up-to-date. Include lines like experienced in automated systems to show you're current.

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Positioning your education

As an underwriter, your education is key to showing you have the necessary knowledge. When you are new to the field or have recent education that's significant, like a risk management or finance degree, put this near the top of your resume. This helps hiring managers see your relevant academic background quickly.

If you've been working in underwriting for a while, your experience should come first. Still, include your education section after your professional experience. Focus on degrees and certifications that relate to finance, business, or analysis, as these areas matter most for underwriters.

Highlight financial expertise

Demonstrate your mathematical skills and your ability to handle financial data. Give examples where you made decisions on insurance risks based on your analysis. This is key for an underwriter.

Also, detail any use of risk analysis software. This shows you understand the tools of the trade. It will help hiring managers see you can start with less training.

Right resume length for underwriters

You should keep your resume concise. If you are starting or have less than 10 years of experience, aim for a single page. This helps to show that you can highlight the most important qualifications and experiences without overwhelming the reader. A clear and focused resume is more effective than one with too much information.

For those with over 10 years of experience, especially in senior underwriting positions, two pages are acceptable. Here, you can detail your comprehensive work history and significant achievements. Ensure the most relevant and impressive information is on the first page to capture the hiring manager's attention quickly. Remember, readability is key, so use the space wisely and avoid tiny fonts or margins.

Showcase regulation knowledge

Underwriting is a field with many rules and laws. Make sure you showcase any experience you have with compliance or regulatory standards. This shows you will be good at following strict industry guidelines.

If you have certifications or these were part of your education, list them. They prove you know important rules and can work within them. This is something hiring managers look for in an underwriter.

Beat the resume screeners

Applicant Tracking Systems (ATS) are used by many companies to filter resumes before they reach a hiring manager. It's important that you make your resume ATS-friendly to increase your chances of getting noticed for an underwriting position. Here's how:

  • Use keywords relevant to underwriting like 'risk analysis,' 'insurance policies,' and 'premium calculations.' These should match the job description.
  • Include specific software names you're proficient in, such as 'Guidewire' or 'Zurich Risk Analyzer,' as these are often programmed into an ATS.

Customize your resume

When applying for an underwriter position, it's key to show you understand risk and decision-making. A tailored resume tells employers you're a good fit. You should use words from the job ad, show your relevant skills, and share success stories.

  • Include specific risk assessment tools you've used, like Automated Underwriting Systems or Risk Analysis Software.
  • For more senior roles, focus on your experience leading projects. Use phrases like managed a team and drove decision-making processes.
  • If you're changing careers, pinpoint skills that overlap, such as analysis or compliance from your old job, and use phrases like Applied stringent compliance standards.

Essential underwriter skills

When you build your resume, it's important to include the right skills. Think about what a hiring manager will look for in an underwriter. Here are some skills to consider:

  • Risk assessment
  • Financial analysis
  • Data interpretation
  • Regulatory compliance
  • Insurance knowledge
  • Loan underwriting
  • Credit analysis
  • Attention to detail
  • Decision-making
  • Report writing

You do not need to have all these skills, but include those that fit the job you want. Put them in a skills section. This helps with the automated tracking systems (ATS) that many companies use to screen resumes. ATS looks for keywords related to the job.

Focus on the skills you are good at. Show how you have used them in past jobs. For example, if you are skilled at financial analysis, you might talk about how you assessed loan applications. If insurance knowledge is your strong point, mention the types of insurance products you have worked with.

Showcase leadership growth

When you're applying for an underwriting position, highlighting your ability to lead and your career growth can set you apart. It's essential to show where you've earned more responsibility or moved up in your role.

  • Include any titles or roles that show you have been trusted with more important tasks. For example, if you started as a junior underwriter and now oversee a team, make sure to list both positions with dates to illustrate your progression.
  • Detail any projects where you led a team, even if it was for a short time. Phrases like 'Led a project team' or 'Managed a group of peers for a high-stakes account' can demonstrate leadership.

Think about times when you've guided colleagues or made decisions that affected the outcome of your work. If you've trained new staff or been the go-to person for questions in your area, these are good signs of leadership. Remember, evidence of leadership isn’t just about having a title; it's about the actions you've taken that show you can guide and influence others.

Show leadership and growth

When you're looking to stand out as an underwriter, showing your growth in the role is key. Think about times you've taken the lead or moved up in your career. Here are ways to show this:

  • Highlight any role changes, like going from junior underwriter to senior underwriter, to show promotion.
  • Include any team or project leadership roles, like leading a risk assessment team or a high-value project.

Even if you're not sure you've been in leadership, consider any tasks where you guided others or made important decisions. This could be:

  • Training new staff or leading an onboarding session.
  • Developing new underwriting guidelines that the company adopted.

Show leadership and growth

When you're applying for an underwriting role, showing that you've been a leader or have moved up in your career can make a big difference. Think about times when you led a project or a team. Even if you haven't had the title of 'manager' or 'supervisor,' there are other ways to show leadership.

  • Managed a team to develop risk assessment strategies for high-value accounts, resulting in a 20% decrease in claim payouts.
  • Trained and mentored five junior underwriters, leading to a 15% increase in team efficiency and accuracy.

If you've been promoted, it's important to make that clear. You can list your job titles in order and show the dates you moved up. If you've taken on more responsibility over time, you can show this by listing more advanced tasks or projects you handled.

  • Started as a junior underwriter and promoted to senior underwriter within two years due to exemplary performance and leadership in complex risk evaluation.
  • Chosen to lead a cross-department task force to streamline underwriting processes, which improved turnaround time by 30%.

Showcase leadership growth

You can make your resume stand out by showing how you've grown into leadership roles or earned promotions as an underwriter. This tells hiring managers that you are trusted and can handle more responsibility over time. Here's how:

  • Include titles and dates that show your progression from an entry-level position to a more senior role, such as moving from 'junior underwriter' to 'senior underwriter'.
  • Highlight any team leadership or project management experience, like leading a risk assessment team or a significant insurance policy development project.

Think through your work history to find examples where you took the lead or were recognized for your work. Even if you're unsure how to show this, consider times when you:

  • Trained new staff or interns, which shows your knowledge and ability to guide others.
  • Were selected for a task force or committee aimed at improving processes, which demonstrates trust in your decision-making skills.

Highlighting leadership growth

When you apply for underwriting positions, showing your growth into leadership roles can set you apart. Think about your work history and identify any times you led a team, managed a project, or were recognized for your leadership skills.

  • Include titles like 'Senior Underwriter' or 'Lead Analyst' to show progression.
  • List any awards or recognitions for leadership excellence.

Even if you have not held a formal leadership title, you can still show leadership. For example, if you led an initiative that improved risk assessment processes, make sure to include that. Remember to quantify your achievements. For example:

  • 'Spearheaded a risk analysis project that reduced processing time by 20%'.
  • 'Mentored 5 junior underwriters, leading to a 15% increase in team efficiency'.

Quantify your impact

When you show your past work with numbers, it helps hiring managers see the clear impact you made. Numbers stand out on resumes and make your achievements more real. This is very true for underwriters, who deal with risk and money every day.

Think about how you reduced risk or saved money. How many policies did you review? By what percent did you improve accuracy? These numbers tell a strong story. Here are ideas to help you find your numbers:

  • Think about the number of applications you processed. This shows your ability to handle work.
  • Calculate the value of the policies you underwrote to show the level of trust your employer had in you.
  • Look at how you helped cut down the time it takes to evaluate risks. Did you bring down the average by a specific percentage?
  • Consider any new strategies you introduced that led to a decrease in claim rates.
  • Did your work lead to a growth in the number of policies sold? By what percentage did it grow?
  • Think about customer satisfaction scores if you worked with clients directly. Did you improve them?
  • Estimate how much money you saved the company through your error detection efforts.
  • Reflect on any training you conducted that improved the team's performance or efficiency.

Use these points to guide you. If you're not sure about exact numbers, it's okay to give a good estimate. What matters is showing that you understand the value of your role and can communicate it well.

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