16 Underwriter Resume Examples for 2025

Crafting a resume as an underwriter calls for a blend of precision and clarity. This write-up lays out successful samples and offers straightforward tips on presenting your skills and experience. Expect insights on emphasizing risk assessment prowess and showcasing a track record in financial evaluation. This guidance is tailored to help you create a document that articulates your industry-specific competencies effectively.

  Compiled and approved by Liz Bowen
  Last updated on See history of changes

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At a Glance

Here's what we see in standout underwriter resumes.

  • Showing Impact With Numbers: The best resumes show clear results. They include how much money was saved, how many policies were underwritten, how much efficiency was improved, and risk levels reduced. Examples include saved $500K annually, 300+ policies underwritten, improved efficiency by 20%, reduced risk by 15%.

  • Match Skills To The Job Description: Include skills on your resume that match the job description. Some popular ones for underwriters are risk assessment, financial analysis, regulatory compliance, data interpretation, and insurance software. Choose the skills you have that are also in the job description.

  • Current Industry Trends: Know the latest trends and technologies in underwriting. Being familiar with automated underwriting systems shows you're up-to-date. Include lines like experienced in automated systems to show you're current.

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Positioning your education

As an underwriter, your education is key to showing you have the necessary knowledge. When you are new to the field or have recent education that's significant, like a risk management or finance degree, put this near the top of your resume. This helps hiring managers see your relevant academic background quickly.

If you've been working in underwriting for a while, your experience should come first. Still, include your education section after your professional experience. Focus on degrees and certifications that relate to finance, business, or analysis, as these areas matter most for underwriters.

Highlight financial expertise

Demonstrate your mathematical skills and your ability to handle financial data. Give examples where you made decisions on insurance risks based on your analysis. This is key for an underwriter.

Also, detail any use of risk analysis software. This shows you understand the tools of the trade. It will help hiring managers see you can start with less training.

Right resume length for underwriters

You should keep your resume concise. If you are starting or have less than 10 years of experience, aim for a single page. This helps to show that you can highlight the most important qualifications and experiences without overwhelming the reader. A clear and focused resume is more effective than one with too much information.

For those with over 10 years of experience, especially in senior underwriting positions, two pages are acceptable. Here, you can detail your comprehensive work history and significant achievements. Ensure the most relevant and impressive information is on the first page to capture the hiring manager's attention quickly. Remember, readability is key, so use the space wisely and avoid tiny fonts or margins.

Showcase regulation knowledge

Underwriting is a field with many rules and laws. Make sure you showcase any experience you have with compliance or regulatory standards. This shows you will be good at following strict industry guidelines.

If you have certifications or these were part of your education, list them. They prove you know important rules and can work within them. This is something hiring managers look for in an underwriter.

Beat the resume screeners

Applicant Tracking Systems (ATS) are used by many companies to filter resumes before they reach a hiring manager. It's important that you make your resume ATS-friendly to increase your chances of getting noticed for an underwriting position. Here's how:

  • Use keywords relevant to underwriting like 'risk analysis,' 'insurance policies,' and 'premium calculations.' These should match the job description.
  • Include specific software names you're proficient in, such as 'Guidewire' or 'Zurich Risk Analyzer,' as these are often programmed into an ATS.

Customize your resume

When applying for an underwriter position, it's key to show you understand risk and decision-making. A tailored resume tells employers you're a good fit. You should use words from the job ad, show your relevant skills, and share success stories.

  • Include specific risk assessment tools you've used, like Automated Underwriting Systems or Risk Analysis Software.
  • For more senior roles, focus on your experience leading projects. Use phrases like managed a team and drove decision-making processes.
  • If you're changing careers, pinpoint skills that overlap, such as analysis or compliance from your old job, and use phrases like Applied stringent compliance standards.

Overlooked details matter

Avoid making the mistake of overlooking small but important details on your resume. As an underwriter, you must show you can focus on crucial details. For example, do not just say you are good with details. Instead, say how you used your attention to detail to improve risk analysis or create solid insurance policies.

Also, make sure your resume does not have any errors. A resume with mistakes can suggest to a hiring manager that you might miss important risks or information in your work. Check your resume many times before you send it.

  • Prove your detail skills with clear examples from past jobs.
  • Check your resume well to find and fix typos or grammar mistakes.

Use strong verbs for impact

As an underwriter, your resume should show you can make important decisions and analyze risks. Use verbs that make your role clear and show your ability to act decisively. The verbs you choose should paint a picture of your daily tasks and your impact on the company.

Below is a list of verbs that can help you describe your experience. These verbs are simple yet powerful, and they will help employers understand your skills quickly.

  • To show your analytical skills, use verbs such as assessed, evaluated, analyzed, calculated, and reviewed.
  • For demonstrating decision-making abilities, include verbs like approved, declined, recommended, sanctioned, and validated.
  • Showcase your attention to detail with examined, inspected, scrutinized, verified, and investigated.
  • To illustrate your risk management prowess, choose mitigated, minimized, forecasted, projected, and identified.
  • For your impact on processes and efficiency, use streamlined, enhanced, optimized, integrated, and implemented.

Want inspiration for other action verbs you can use? Check out synonyms to commonly used action verbs like Utilize, Create, Orchestrated, Prepare, Contribute.

Focus on achievements, not tasks

As you craft your resume, remember to highlight your achievements instead of listing your day-to-day tasks. It's the outcomes of your actions as an underwriter that will catch a hiring manager's attention, not the responsibilities you managed.

  • Before: 'Assessed risk for loan applications.'
  • After: 'Improved loan approval rates by 20% through detailed risk assessment.'
A simple shift from task-based to result-oriented points makes your resume stronger. You show how good you are by the difference you've made, not just the work you've done.

When considering another detail to add, think about efficiency.

  • Before: 'Managed a portfolio of insurance policies.'
  • After: 'Reduced policy processing time by 30% by optimizing risk evaluation algorithms.'
This shows you not only handle your tasks well but also find ways to do them better, faster, and with good results.

Essential underwriter skills

When you build your resume, it's important to include the right skills. Think about what a hiring manager will look for in an underwriter. Here are some skills to consider:

  • Risk assessment
  • Financial analysis
  • Data interpretation
  • Regulatory compliance
  • Insurance knowledge
  • Loan underwriting
  • Credit analysis
  • Attention to detail
  • Decision-making
  • Report writing

You do not need to have all these skills, but include those that fit the job you want. Put them in a skills section. This helps with the automated tracking systems (ATS) that many companies use to screen resumes. ATS looks for keywords related to the job.

Focus on the skills you are good at. Show how you have used them in past jobs. For example, if you are skilled at financial analysis, you might talk about how you assessed loan applications. If insurance knowledge is your strong point, mention the types of insurance products you have worked with.

Showcase leadership growth

When you apply for underwriting roles, showing your growth into leadership positions can make a strong impact. You want to give clear examples of how you have moved up in your career or taken on more responsibility.

Think about times when you have led a team, mentored new staff, or managed a project. These are good signs of leadership. For instance:

  • Started as a junior underwriter and advanced to a senior role within two years.
  • Managed a team of underwriters to assess and approve high-value policies.

Also, look for any informal leadership roles you might have taken on. Maybe you trained peers or led workshops. You can list these experiences to show your leadership skills. For example:

  • Led training sessions for new software that improved the underwriting process.
  • Chaired a committee to revise risk assessment guidelines, resulting in a 15% decrease in claims.

Quantify your impact

When you show your past work with numbers, it helps hiring managers see the clear impact you made. Numbers stand out on resumes and make your achievements more real. This is very true for underwriters, who deal with risk and money every day.

Think about how you reduced risk or saved money. How many policies did you review? By what percent did you improve accuracy? These numbers tell a strong story. Here are ideas to help you find your numbers:

  • Think about the number of applications you processed. This shows your ability to handle work.
  • Calculate the value of the policies you underwrote to show the level of trust your employer had in you.
  • Look at how you helped cut down the time it takes to evaluate risks. Did you bring down the average by a specific percentage?
  • Consider any new strategies you introduced that led to a decrease in claim rates.
  • Did your work lead to a growth in the number of policies sold? By what percentage did it grow?
  • Think about customer satisfaction scores if you worked with clients directly. Did you improve them?
  • Estimate how much money you saved the company through your error detection efforts.
  • Reflect on any training you conducted that improved the team's performance or efficiency.

Use these points to guide you. If you're not sure about exact numbers, it's okay to give a good estimate. What matters is showing that you understand the value of your role and can communicate it well.

Small company vs large corporate

When applying to small companies or startups, highlight your versatility and ability to handle various tasks. You might use phrases like 'adapted underwriting processes to fit unique client needs' or 'collaborated closely with a small team to streamline risk assessment.'

For larger corporates like AIG or MetLife, focus on your experience with established procedures and large-scale projects. Include phrases like 'managed underwriting for high-volume accounts' or 'utilized company-specific software to enhance efficiency.'

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